If you’re a real estate investor or planning your first real estate investment, it’s likely you’ve heard of hard money loans. This type of financing can prove to be the perfect fit for entrepreneurs in all stages of real estate investing.

Hard money, also known as hard money loans, are non-traditional loans secured by real estate, rather than traditional mortgages. While mortgages are funded by financial institutions, such as banks, hard money loans are funded by private investors. They’re often favored by real estate investors for their rapid funding, short terms, and forgiving nature. As these loans are secured by real estate, hard money lenders can be more flexible when it comes to their lenders’ financial history.

If you’ve ever borrowed money before, it’s likely you’re very familiar with the tedious, invasive process that is applying for a traditional loan. Your loan application will undoubtedly require answers to a lengthy list of questions about your financial history as well as thorough credit check. If you have a history of bankruptcy or poor credit history, it’s more than likely you’ll hear an automatic no—without the opportunity to explain your past financial circumstances. Even with spotless finances and a plentiful income, you may be turned down due to inconsistent employment history or financial documentation that isn’t to their liking. Keep in mind that this entire process is painfully slow as your application passes from hand to hand, department to department, until it has all the necessary stamps of approval. If you are approved for your loan, the funds can take weeks or months to get to you.

Hard money loans are the quick, simple alternative to the money-lending behemoth that is mortgage application. As they’re secured by real estate, hard money lenders are simply not concerned about your financial history, and are therefore substantially more forgiving in regards to any flaws in your financial history. When it comes down to it, the value of your property is what’s important—not your past mistakes. On top of it all, the application process takes a matter of days, rather than weeks or even months.

Once you’re approved, the funds secured through hard money loans are equally quick and efficient. As hard money loans are funded by private individuals, the funds are procured and delivered rapidly and with ease.

If you’re in search of a hard money loan in Texas, our team of seasoned professionals can help you find financing options—well-suited to your needs. Our approval is based on the equity of your property. We provide hard money loans in Texas to individuals, corporations, and foreign citizens looking to invest in real estate ventures.

Whether you’re interested in single-family homes, commercial buildings, or apartment complexes, you can take advantage of our equity-based approval process. Conventional loans are virtually impossible to qualify for if you have bad credit, foreclosures, or bankruptcy in your financial history—not so with hard money lending.

Many of our hardworking clients have found themselves unable to qualify for traditional financing thanks to former and current circumstances. As a hard money lender, we’re committed to helping clients like these gain access to the money needed for their real estate ventures. Our lending processes aren’t centered on examining past situations like poor credit, divorce, foreclosures, or short sale transactions—we base your approval on the equity in your property.

Our team of hard money experts are dedicated to providing individualized funding and advice, structuring hard money lending practices on a case-by-case basis to ensure your financing is catered to your needs. This means you can rest assured you’re receiving a hard money loan under the best terms available for your current situation. As a direct hard money lender in Texas, we provide bridge loans for a duration of 12 months or less and finance up to 65% loan to value ratios. Take advantage of modern financing and capitalize on promising real estate opportunities the moment they arise.

There are a wealth of reasons you may want to opt for a hard money loan, rather than submit yourself for a traditional mortgage. If you’ve invested in real estate and are looking to secure funding on your project, hard money loans may very well be right for you. Here are a few scenarios in which hard money loans are the right choice:

You’ve been foreclosed on in the past. For financial institutions, a past foreclosure typically equates to an automatic no. It uproots their faith in your ability to pay the loan back, and most institutions won’t want to take that chance. Hard money lenders, on the other hand, don’t care. All that matters is that you have property that is of value to your lender—and that’s it.

You’re looking to renovate your property and move on. With a renovation or fix and flip, you don’t want to get caught up in a 15 or 20 year mortgage on a project you’ll only be working on for a few years. Hard money loans are known for their short terms, often between 1-3 years, so that you can pay them back and move on with your life. Short terms also leave you less exposed to rate changes due to market fluctuations, which may leave you paying much more than you expected.

Whether you’re interested in investing in commercial building, or require financing for the purchase of a residential property, we’re happy to help you finance the funding needed to get started.

If you have your sights set on residential real estate transactions, let us help. Whether you’re browsing single-family homes, condominiums, apartment complexes or duplexes, use hard money loans to finance residential business pursuits. Note: Because of the Texas Homestead Act, we can only lend for non-owner occupied properties, meaning we cannot lend based on the equity of your primary residence.

If you’re interested in investing in commercial properties, we can help you acquire the financing you need. Speak with our dedicated professionals to learn about hard money loans for commercial properties and determine flexible terms that suit your financial needs. We’ve provided our hardworking clients with hard money loans used to fund numerous commercial properties, including:



Whatever your aims, let us provide the financing needed to reach them. Small business owners, trusts, and corporations count on us to provide commercial property hard money loans. With years of experience, a team of dedicated professionals, and hundreds of satisfied clients, we’ve become adept at anticipating and fulfilling the needs and desires of real estate investors and entrepreneurs.

The real estate market is competitive, meaning time is of the essence when an investment opportunity knocks. We understand that real estate transactions necessitate quick approval processes, and we work diligently to expedite our hard money loans.

We assess applications quickly with easy to follow terms, pre-approving clients within a matter of 24 hours in most cases. This allows you to jump on fleeting opportunities that might be available today but gone tomorrow. Once you’re approved for a hard money loan, we can typically provide financing within seven days.

Acquiring financing through an investment partner can prove to be costlier than other financing methods, and borrowing from loved ones can present a conflict of interest. Opt for hard money loans and make the lending process simple.

Access private funding under easy, flexible terms, and capitalize on low interest rates starting at just 7.99%. We don’t charge prepayment penalties, and you won’t face any junk fees that are common amongst other loan providers.