Flexible Options and Terms
Whether it’s a fix and flip project or a large scale retail space refinance, we can help.
No Prepayment Penalties
Count on Source Capital for some of the most favorable hard money terms in the industry. We know how important it is to fairly structure our clients’ loans and we’ll always explain each term in detail. You’ll never be hit with hidden clauses, “junk fees”, or penalties for paying off your loan early. Curious about just how great our terms are? Give us a quick call or apply online—it’s fast, easy, and best of all, free!
When it comes to hard money lenders in Texas, you need someone you can trust. Founded in 2007, our experience of over ten years has seen and secured even the most complex real estate transactions. Our widespread experience has introduced us to borrowers of all types, including agents, brokers, investors, and house-flippers. Since our inception, we’ve helped fund hundreds of thousands of dollars in both residential and commercial loans and are committed to working with a diverse group of borrowers. As a Texas hard money lender, you can count on Source Capital for the fairest terms and fastest funding at a more cost-effective rate than our competitors. Take advantage of our private, direct capital and allow our knowledge and expertise to guide you through your real estate transaction.
Source Capital is a premier hard money lender in Texas, California, Arizona, and Minnesota. Our satisfied clients speak for themselves; just check out our 5-Star reputation on Yahoo and Google, in addition to our A+ rating with the Better Business Bureau. We’re happy to save our clients both time and money by cutting out the middle man and underwriting our loans in-house. We’ve secured over $250 million in real estate loans to hundreds of satisfied borrowers and look forward to providing you with hard money lending in Texas, too.
NOTE: All loans are secured by real estate only.
Source Capital was founded in 2007 with the intention of being a friendly, fast, and fair hard money lender. Since then, we’ve funded over $250 million in commercial and residential real estate loans. We’ve helped borrowers from all backgrounds fund their dreams, from first time fix-and-flips to the most complex commercial ventures.
We are a direct hard money lender and work with a group of private investors to process, underwrite, and fund all hard money loans in-house, saving you both time and money. We understand that time is money, and a speedy, efficient load application and approval is of the utmost importance. Let our track record speak for us; we have a 5-star rating on Google, Yelp, Yahoo!, and Bing, as well as an “A+” rating with the Better Business Bureau. Contact us today to learn how we can work together on your next real estate venture.
1. Apply Online
Our online loan application takes less than 10 minutes to complete and requires minimal information to get the answers you need.
“The staff at Source Capital has helped me create new income streams. They are consistent, direct and deliver every time.”
“As a lender myself, working with Source Capital shows that there are still a lot of good people in our industry, and we will definitely be in connection to do future business together. Job well done.”
“We were very pleased with the service we received from Source Capital. Communication was clear and responsive, funding was quick, and terms were as agreed and proposed.”
“Recently completed another flawless transaction with Source Capital. Why would anyone want to go anywhere else? They’re the best.”
“The team at Source are consummate professionals who work efficiently and effectively. Simply stated- truly exemplary and professional people”
“Source Capital has been an absolute pleasure to work with throughout. These guys are on top of their game”
“In all my years, I can confidently say they are the most professional, prompt, courteous, and efficient private lender I have ever worked with!”
“They were very responsive and extremely helpful and would certainly use them again. I highly recommend their services.”
“I have never dealt with a hard money lender before but I can tell you my experience with Source Capital was very positive. I highly recommend”
“I have always had a highly professional and honest experience with everyone on their team and would recommend to anyone looking for financing.”
“They are always so patient, helpful, and professional. and have helped me so much! This can be such a stressful process, but they make it all so easy.”
“Smooth and fast transaction as the loan was funded in 8 days. They are a pleasure to work with – Strongly Recommended.”
“Highly recommend Source Capital Funding if you need money fast and you value efficiency. I will go back to them again if I need funding in the future. “
Single Family Residence
Condominium / Apartment
Duplex, Triplex, Quadraplex
Both companies and individual borrowers consistently hear “no” from banks and are repeatedly turned away as their loan application is denied. The strict and unrealistic guidelines imposed by traditional lenders, banks, and financial institutions can make financing real estate nearly impossible. Even if a borrower can meet these requirements, their loan approval could take months as it goes through mounds of paperwork and filters between different hands. When borrowers need a lender who can think outside the box and quickly help them reach their finance goals, they turn to the Source Capital team of hard money lenders in Texas. We focus on the equity of the real estate property, so our asset-based financing can overlook borrower circumstances. At Source Capital, poor credit, a history of bankruptcy, and previous foreclosure are merely hurdles, not roadblocks.
From complex refinances to simple residential purchases, single-family homes to commercial buildings, Source Capital can help. With a streamlined loan process and direct, immediate access to capital, we’ve funded over $250 million in hard money real estate loans so brokers and borrowers can achieve their business goals. We ensure every transaction goes smoothly on behalf of our clients, both anticipating and listening to your unique needs throughout the whole process. If you decide to borrow using our Texas hard money loans, you will speak to a decision-maker directly by call or email. Our team of experts are confident in their ability to answer any question you may have and provide whatever you may need, so feel free to reach out to us when you’re ready.
2 weeks ago
It was really a pleasure doing business with Source Capital Funding. I recommend this company for any of your financial needs. Sacha and his team were very professional and helpful throughout the whole process. They were on point in regards to my concerns and answered all my questions. I will sure work with them again. Thank you all at Source Capital Funding for a great service. Monday Jmore
2 weeks ago
Great Company! They worked non-stop on our loan and funded quickly. We were always able to get our questions answered right away and Sacha helped walk us through everything. Their rates were very competitive. I recommend highly and will be passing their information on to family and friends.more
2 weeks ago
Everyone at Source Capital was so helpful and very efficient. I was always informed of each step during the process which made the transaction smooth and fast. Sacha was so friendly and easy to work with !! I would use them again and also refer to them ! Thanks again, Katmore
3 months ago
Sacha was knowledgeable, through and helpful. I needed to get a loan closed quickly and he made it happen. Marie was patient and competent - a great team. I have knowledge of the industry since I have been in all facets of the loan business for over 40 years myself. Sacha always responded to my calls and emails - a true testament to professionalism. He's a great guy and a great company. I highly recommend Source Capital.more
3 months ago
Sacha performed beautifully, and was able to fund in 1 week. He under-promised and over delivered!!! This is the way it should be with any lending company. I have dealt with many lending companies over the past 20 years, large banks, credit unions, and hard money lenders. Source Capital Funding out did them all. This is an incredible place if you need funding fast and with very reasonable terms, and you are not going to get any surprises at the end. They are highly professional and will not give you the run around. Highly recommended.more