Hard Money Borrowers [Apply For A Loan Today]

We Know How To Fund Loans

We offer fair terms and fast funding to help you get your project started more quickly.

Why Borrowers Choose Us

Fast Approvals

We know time is of the essence, so we made our loan process quick and easy. As a private lender with direct, immediate access to capital, we have the ability to act and move quickly.

Proven Track Record

We let our past clients’ satisfaction speak for itself. Delivering as promised time and time again is what makes us a great lending partner. It doesn’t cost you anything to contact us and see for yourself.

Borrower Friendly

We can work with self-employed and foreign national buyers. We also understand and forgive whatever may have happened in the past, whether it’s poor credit, bankruptcy, or foreclosure.

Transparency

We believe the key to success is clear and open communication, and we’re committed to always being straightforward. We listen attentively and work quickly to find a solution to whatever your unique needs might be.

“The staff at Source Capital has helped me create new income streams. They are consistent, direct and deliver every time.”

Michael KornAgent, Keller Williams Realty

“As a lender myself, working with Source Capital shows that there are still a lot of good people in our industry, and we will definitely be in connection to do future business together. Job well done.”

Anthony TrujilloMortgage Broker, Paramount Partners

“We were very pleased with the service we received from Source Capital. Communication was clear and responsive, funding was quick, and terms were as agreed and proposed.”

Brian OverstreetPresident, Advera Health Analytics

“Recently completed another flawless transaction with Source Capital. Why would anyone want to go anywhere else? They’re the best.”

Marianne BordognaAgent, Keller Williams Realty

“The team at Source are consummate professionals who work efficiently and effectively. Simply stated- truly exemplary and professional people”

Paul ElamOwner, San Diego’s Real Estate

“Source Capital has been an absolute pleasure to work with throughout. These guys are on top of their game”

Tyler HansonAssociate Broker, Cushman & akefield

“In all my years, I can confidently say they are the most professional, prompt, courteous, and efficient private lender I have ever worked with!”

Greg ShieldsOwner, GSI Appraisals

“They were very responsive and extremely helpful and would certainly use them again. I highly recommend their services.”

Alvin FuchsAgent, Keller Williams Realty

“I have never dealt with a hard money lender before but I can tell you my experience with Source Capital was very positive. I highly recommend”

Courtney RothClient

“I have always had a highly professional and honest experience with everyone on their team and would recommend to anyone looking for financing.”

Andrew BellahOwner, The Bellah Group

“They are always so patient, helpful, and professional. and have helped me so much! This can be such a stressful process, but they make it all so easy.”

Lauren MarcusClient

“Smooth and fast transaction as the loan was funded in 8 days. They are a pleasure to work with – Strongly Recommended.”

Borna EftekariAgent, Farmers Insurance

“Highly recommend Source Capital Funding if you need money fast and you value efficiency. I will go back to them again if I need funding in the future. “

Kendall HeathClient

How It Works

1. Apply Online

Our online loan application takes less than 10 minutes to complete and requires minimal information to get the answers you need.

2. Get Approval

Typically, within 24 hours of receipt of your loan application, we will provide you a written offer disclosing all terms in a clear, easy to understand manner.

3. Loan Funded

Some lenders make you wait weeks for your funds, but we can get your loans funded through escrow and wired to your account in days.

4. Pay Monthly

Pay off your loan in monthly installments via phone, mail, or direct deposit. It’s that simple.

Frequently Asked Questions

What is a hard money loan?

Whereas traditional mortgages are based on the credit-worthiness of the borrower, Texas hard money loans are based on the value of the property. Instead of focusing on financials and credit, Source Capital offers asset-based financing that focuses on equity in real estate. We offer hard money loans in Texas which are secured by real estate equity and can be used for a number of projects lasting between one and three years.

What if I have a low credit score?

We have no minimum credit score or income requirement. Source Capital Texas hard money loans are secured by property equity, so we’re able to look beyond our borrowers’ circumstances. If you’ve been turned down by traditional lenders, we can help. We’ll work with you directly, ensuring you get the fairest terms and fastest funding with hard money in Texas.

What types of loans do you do?

Source Capital offers hard money loans in Texas for both residential and commercial real estate. Our loans are intended for business purposes only, not only including investment properties, but also for uses such payroll and inventory. Our Texas hard money lending may also be used to fund bridge loans for up to 12 months. Not sure if your situation qualifies? Contact us to see if we can help.

How do I apply?

Applying for our Texas hard money loans is simple. Just fill out our online application, send us an email, or give us a call. It’s easiest to talk to us directly over the phone so we can discuss your unique scenario, answer any questions, and approve you in a matter of minutes.

How long does the loan process take?

Typical lenders need to pour through income statements and credit reports, but as a Texas hard money lender, we can typically approve your loan within 24 hours of receiving your application. We underwrite our loans in-house, cutting time and cost, and our team of lenders can usually fund your loan within 7 days of approval due to our direct access to capital. Our application process for Texas hard money lending is streamlined and automated, allowing for quick decision-making.

How do I know what my rate will be?

Source Capital’s Texas hard money is offered at fixed, interest-only rates so you never need to worry over sudden spikes. Our rates start at 7.99% but depend on a variety of factors, so contact us to see what we can offer you. We’re committed to offering the best possible terms, no matter what. Our quote is free and requires little information, so what do you have to lose?

Hard Money Loans

Source Capital was founded to offer financing to those in need where others would not. Many borrowers whose loan application is denied by banks or traditional lenders aren’t sure where to find the funds necessary to achieve their business goals, unaware of hard money loans and how to find them. We’re here to fulfill that need. As a hard money lender in Texas, we understand that most our clients are new to this experience and we work diligently to walk them through the entire process. Source Capital takes pride in patiently explaining the value of hard money loans and the many ways they fill a great need faced by individuals, families, and businesses. Listening and communication are paramount to our success, and we’ll always take our time to find you the right solution. With us, you don’t need to worry about a long, invasive application process; we made it simple and straight-forward, allowing you to speak directly to a decision maker and sparing you the run around. We’re happy to chat about the many ways we can help you at no cost or obligation. Simply send us an email or give us a call.

Find out why thousands of satisfied clients choose us for their hard money loan needs.

APPLY NOW

Monday Justice

★★★★★

2 weeks ago

It was really a pleasure doing business with Source Capital Funding. I recommend this company for any of your financial needs. Sacha and his team were very professional and helpful throughout the whole process. They were on point in regards to my concerns and answered all my questions. I will sure work with them again. Thank you all at Source Capital Funding for a great service. Monday J

Hunter Campbell

Great Company! They worked non-stop on our loan and funded quickly. We were always able to get our questions answered right away and Sacha helped walk us through everything. Their rates were very competitive. I recommend highly and will be passing their information on to family and friends.

Kat Hargrove

Everyone at Source Capital was so helpful and very efficient. I was always informed of each step during the process which made the transaction smooth and fast. Sacha was so friendly and easy to work with !! I would use them again and also refer to them ! Thanks again, Kat

Sandra Goodrich

3 months ago

Sacha was knowledgeable, through and helpful. I needed to get a loan closed quickly and he made it happen. Marie was patient and competent - a great team. I have knowledge of the industry since I have been in all facets of the loan business for over 40 years myself. Sacha always responded to my calls and emails - a true testament to professionalism. He's a great guy and a great company. I highly recommend Source Capital.

Matt Mofidi

Sacha performed beautifully, and was able to fund in 1 week. He under-promised and over delivered!!! This is the way it should be with any lending company. I have dealt with many lending companies over the past 20 years, large banks, credit unions, and hard money lenders. Source Capital Funding out did them all. This is an incredible place if you need funding fast and with very reasonable terms, and you are not going to get any surprises at the end. They are highly professional and will not give you the run around. Highly recommended.