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Corporate Office

325 North St. Paul Street, Suite 3100
Dallas, TX 75201
888.334.6636

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Frequently Asked Questions

How do I know what my rate will be?

Source Capital’s Texas hard money is offered at fixed, interest-only rates so you never need to worry over sudden spikes. Our rates start at 7.99% but depend on a variety of factors, so contact us to see what we can offer you. We’re committed to offering the best possible terms, no matter what. Our quote is free and requires little information, so what do you have to lose?

What types of loans do you do?

Source Capital offers hard money loans in Texas for both residential and commercial real estate. Our loans are intended for business purposes only, not only including investment properties, but also for uses such payroll and inventory. Our Texas hard money lending may also be used to fund bridge loans for up to 12 months. Not sure if your situation qualifies? Contact us to see if we can help.

How long does the process take?

Typical lenders need to pour through income statements and credit reports, but as a Texas hard money lender, we can typically approve your loan within 24 hours of receiving your application. We underwrite our loans in-house, cutting time and cost, and our team of lenders can usually fund your loan within 7 days of approval due to our direct access to capital. Our application process for Texas hard money lending is streamlined and automated, allowing for quick decision-making.

Can I qualify with bad credit?

Our loans are secured by equity, not credit. We can therefore look past borrower circumstances and lend to anyone who may have low credit or a history of bankruptcy and/or foreclosure. We’ll always work with you directly in order to best structure your loan for your unique needs.

“The staff at Source Capital has helped me create new income streams. They are consistent, direct and deliver every time.”

Michael KornAgent, Keller Williams Realty

“As a lender myself, working with Source Capital shows that there are still a lot of good people in our industry, and we will definitely be in connection to do future business together. Job well done.”

Anthony TrujilloMortgage Broker, Paramount Partners

“We were very pleased with the service we received from Source Capital. Communication was clear and responsive, funding was quick, and terms were as agreed and proposed.”

Brian OverstreetPresident, Advera Health Analytics

“Recently completed another flawless transaction with Source Capital. Why would anyone want to go anywhere else? They’re the best.”

Marianne BordognaAgent, Keller Williams Realty

“The team at Source are consummate professionals who work efficiently and effectively. Simply stated- truly exemplary and professional people”

Paul ElamOwner, San Diego’s Real Estate

“Source Capital has been an absolute pleasure to work with throughout. These guys are on top of their game”

Tyler HansonAssociate Broker, Cushman & Wakefield

“In all my years, I can confidently say they are the most professional, prompt, courteous, and efficient private lender I have ever worked with!”

Greg ShieldsOwner, GSI Appraisals

“They were very responsive and extremely helpful and would certainly use them again. I highly recommend their services.”

Alvin FuchsAgent, Keller Williams Realty

“I have never dealt with a hard money lender before but I can tell you my experience with Source Capital was very positive. I highly recommend”

Courtney RothClient

“I have always had a highly professional and honest experience with everyone on their team and would recommend to anyone looking for financing.”

Andrew BellahOwner, The Bellah Group

“They are always so patient, helpful, and professional. and have helped me so much! This can be such a stressful process, but they make it all so easy.”

Lauren MarcusClient

“Smooth and fast transaction as the loan was funded in 8 days. They are a pleasure to work with – Strongly Recommended.”

Borna EftekariAgent, Farmers Insurance

“Highly recommend Source Capital Funding if you need money fast and you value efficiency. I will go back to them again if I need funding in the future. “

Kendall HeathClient

Google Rating

4.9

Based on 229 reviews

Source Capital Funding, Inc. - Direct Hard Money Lender

4.9

shaida a

23:43 28 Aug 20

My family has been investing with Sacha and Ryan for over 10 years. They are actually our main source of income; We've invested over a $1M with them; THATS how much we trust them!They are both extremely knowledgeable, turst worthy, ethical and professional.I have NEVER, ever had a misstep or missed payment or any worries from them.Hard to find these days.And the nicest guys too!Love u guys!

Jirka N

16:31 08 Aug 20

My first experience with Sacha was in 2011 and we have closed many loans since then.Sacha, Ryan and Marie are always professional, on time and on the top of it. Excellent and fast and easy communication.Their process is very convenient, mostly paperless and a lot can be done fast and remotely. If you have equity in your house they will work with you even if you have low credit score.Recommend them highly.

Susan S.

01:05 01 Aug 20

Eleven years ago we were fortunate enough to find Source Capital through a friend at our club. We started out with investing 5 percent of our worth as our initial investment. We gradually increased our participation because of continued success with Source Capital and now have entrusted 90 percent of our worth with them. We are so comfortable and secure with Source Capital, that we have felt at ease introducing many of our friends and family to this wonderful company. We enthusiastically recommend this highly knowledgeable and professional company.

Jenna Di M.

01:10 29 Jul 20

I have had the pleasure to work with the entire Source Capital Group and cannot help but rave about them. Marie is super knowledgeable, personable and shows amazing attention to detail. Sacha, Ryan and Marie make up a dream team when it comes to hard money loans and exceptional customer service. I would refer Source Capital Funding and their great team to anyone and everyone in a heart beat. Keep up the great work guys!

D H.

23:42 27 Jul 20

Always quick to return calls and respond to emails, Ryan and Marie helped make this loan go through smoothly and efficiently. I would not hesitate to recommend Source Capital for quick Hard Money loans, and I would gladly work with them again. If I ran into any issues along the way, Ryan worked with me to find a solution every time, and he was also open to my suggestions as well. First Class all the way!

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Source Capital Funding is operating at full capacity and continues to fund loans during COVID-19.