About Source Capital - Private Hard Money Lenders

Who We Are

A best-in-class hard money lender with years of experience and a commitment to excellent customer service.

A Brief History

Sacha Ferrandi founded Source Capital Funding, Inc. with a clear goal of helping finance those in need when others would not. His guiding vision turned into reality, and now Source Capital provides financing solutions with hard money loans in Texas, California, Arizona, and Minnesota. We help clients of all kinds, including first time fix-and-flippers, seasoned investors, mortgage brokers, and real estate agents. No matter your income or credit score, we can help you achieve your business goals for both residential and commercial real estate. With over a decade of experience and thousands of satisfied clients, we’ve earned the reputation of best-in-class hard money lenders in Texas and all of our serviced states.

Our Commitment

Source Capital is recognized for our excellence in customer service and our promise to always be fair, open, and direct with our borrowers. We firmly believe that quality conversations are the key to successful transactions, and this principle is the reason why we can finance even the most complex real estate deals. Since opening in 2007, we’ve secured over $400 million in residential and commercial real estate with our hard money loans, and we’re proud to keep that number growing. If you need to fund your next real estate business venture, contact us for a free, no-obligation quote and see how we can help. We’re committed to solving your financing needs, even if you’ve been turned down in the past.

1,120

Loans Funded

$402,750,550.00

Total Amount Funded

The Team

Ryan R. Burns

Partner

Born and raised in Minneapolis, Minnesota, Ryan comes to Source Capital with over 17 years of experience in the finance industry. He brings a wealth of knowledge to the firm and has a solid understanding of the mortgage market and non-traditional financing products. Prior to working at Source Capital, Ryan worked in the hedge fund and private equity sector with various mortgage related products. He holds a finance degree from Arizona State University and has his series 7 and series 63 licenses. As a Partner of the firm and an NMLS licensed Loan Originator, Ryan’s focus is on underwriting, customer and investor relations.

Sacha Ferrandi

Founding Partner

Born in Spain and raised in La Jolla, California, Sacha earned his bachelor’s degree from Arizona State University. He immediately began working in sales for such Fortune 500 companies as Time Warner, Pitney Bowes and Johnson & Johnson. Within that time, he earned numerous accolades and awards for sales and customer service excellence. Following in his brother’s footsteps, Sacha was intrigued by the real estate market and the ability to help those in need of funding and in 2007, was a Founding Partner of Source Capital Funding. Since that time, he has been responsible for overseeing the entire firm’s operations including the funding of hundreds of millions of dollars in private loans. As the Mortgage Broker of record and NMLS licensed Loan Originator, Sacha is responsible for overseeing all activities of the firm with an emphasis on compliance, underwriting and customer relations.

Marie Gleason

Processing and Servicing Director

Originally from the Philippines, Marie came on board as the Processing and Servicing Director in 2014. She has over 20 years of experience in the traditional and private mortgage loan industry. Previously, she was an Escrow Officer for a nationally recognized Title company and closed over $1.4B in mortgage loans. Marie graduated from Daytona State College with Honors and secured a Bachelor’s Degree in Business Management. As the Processing and Servicing Director for the firm, she is responsible for all loan processing, contracts, funding, closing and servicing of our private loans. In addition, she is the central point of contact for all borrowers and is an integral part of investor relations.

A Message From Our Founder

“The staff at Source Capital has helped me create new income streams. They are consistent, direct and deliver every time.”

Michael KornAgent, Keller Williams Realty

“As a lender myself, working with Source Capital shows that there are still a lot of good people in our industry, and we will definitely be in connection to do future business together. Job well done.”

Anthony TrujilloMortgage Broker, Paramount Partners

“We were very pleased with the service we received from Source Capital. Communication was clear and responsive, funding was quick, and terms were as agreed and proposed.”

Brian OverstreetPresident, Advera Health Analytics

“Recently completed another flawless transaction with Source Capital. Why would anyone want to go anywhere else? They’re the best.”

Marianne BordognaAgent, Keller Williams Realty

“The team at Source are consummate professionals who work efficiently and effectively. Simply stated- truly exemplary and professional people”

Paul ElamOwner, San Diego’s Real Estate

“Source Capital has been an absolute pleasure to work with throughout. These guys are on top of their game”

Tyler HansonAssociate Broker, Cushman & akefield

“In all my years, I can confidently say they are the most professional, prompt, courteous, and efficient private lender I have ever worked with!”

Greg ShieldsOwner, GSI Appraisals

“They were very responsive and extremely helpful and would certainly use them again. I highly recommend their services.”

Alvin FuchsAgent, Keller Williams Realty

“I have never dealt with a hard money lender before but I can tell you my experience with Source Capital was very positive. I highly recommend”

Courtney RothClient

“I have always had a highly professional and honest experience with everyone on their team and would recommend to anyone looking for financing.”

Andrew BellahOwner, The Bellah Group

“They are always so patient, helpful, and professional. and have helped me so much! This can be such a stressful process, but they make it all so easy.”

Lauren MarcusClient

“Smooth and fast transaction as the loan was funded in 8 days. They are a pleasure to work with – Strongly Recommended.”

Borna EftekariAgent, Farmers Insurance

“Highly recommend Source Capital Funding if you need money fast and you value efficiency. I will go back to them again if I need funding in the future. “

Kendall HeathClient

Google Rating

4.9

Based on 229 reviews

Source Capital Funding, Inc. - Direct Hard Money Lender

4.9

shaida a

23:43 28 Aug 20

My family has been investing with Sacha and Ryan for over 10 years. They are actually our main source of income; We've invested over a $1M with them; THATS how much we trust them!They are both extremely knowledgeable, turst worthy, ethical and professional.I have NEVER, ever had a misstep or missed payment or any worries from them.Hard to find these days.And the nicest guys too!Love u guys!

Jirka N

16:31 08 Aug 20

My first experience with Sacha was in 2011 and we have closed many loans since then.Sacha, Ryan and Marie are always professional, on time and on the top of it. Excellent and fast and easy communication.Their process is very convenient, mostly paperless and a lot can be done fast and remotely. If you have equity in your house they will work with you even if you have low credit score.Recommend them highly.

Susan S.

01:05 01 Aug 20

Eleven years ago we were fortunate enough to find Source Capital through a friend at our club. We started out with investing 5 percent of our worth as our initial investment. We gradually increased our participation because of continued success with Source Capital and now have entrusted 90 percent of our worth with them. We are so comfortable and secure with Source Capital, that we have felt at ease introducing many of our friends and family to this wonderful company. We enthusiastically recommend this highly knowledgeable and professional company.

Jenna Di M.

01:10 29 Jul 20

I have had the pleasure to work with the entire Source Capital Group and cannot help but rave about them. Marie is super knowledgeable, personable and shows amazing attention to detail. Sacha, Ryan and Marie make up a dream team when it comes to hard money loans and exceptional customer service. I would refer Source Capital Funding and their great team to anyone and everyone in a heart beat. Keep up the great work guys!

D H.

23:42 27 Jul 20

Always quick to return calls and respond to emails, Ryan and Marie helped make this loan go through smoothly and efficiently. I would not hesitate to recommend Source Capital for quick Hard Money loans, and I would gladly work with them again. If I ran into any issues along the way, Ryan worked with me to find a solution every time, and he was also open to my suggestions as well. First Class all the way!

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Source Capital Funding is operating at full capacity and continues to fund loans during COVID-19.