Google’s #1 Reviewed and Rated Hard Money Lender
The Fastest, Easiest Way To Get A Texas Hard Money Loan
Applying for a loan in Texas shouldn’t be complicated. With our simple process, find out if you’re approved in a matter of minutes!
Source Capital is an equity-based, Texas hard money lender committed to making your loan process fast, efficient, and reliable. We’re both State and Federally licensed and an A+ Accredited Business with the BBB. We also have a proven track record of success for reliable, direct financing. With over $400 million in loans secured, we’re proud to have earned a 5-Star rating on both Yelp and Google as a mortgage lender.
Loan Highlights
No Prepayment Penalties
No Income Requirements
No Minimum FICO Scores
Direct Lender
Fast Approval and Funding
Minimal Paperwork
Past BK, Foreclosure – OK
Foreign Nationals – OK
Self-Employed – OK
1,120
Loans Funded
$402,750,550.00
Total Amount Funded
Why Source Capital
Great Rates
We offer up to 70% LTV with interest rates starting at 7.99% and 1.75 lender points with no prepayment penalties.
Reputation Matters
Since 2010, we’ve proudly been an A+ Accredited Business with the Better Business Bureau.
Clients Love Us
Our clients back our reputation as an industry-leading hard money lender. Just look at our 5-star rating on Yelp and Google.
We Can Help
We help borrowers when others can’t. Poor credit, bankruptcy, foreclosure, self-employed and foreign nationals are no problem.
Over 151+ Google Reviews and Counting
How It Works
1. Apply Online
Fill out our free online loan application. It’s quick, easy, and takes under 10 minutes to complete.
2. Get Approval
You’ll receive a written offer within 24 hours of receipt of your loan application. We’ll disclose all terms in clear, easy-to-understand language.
3. Loan Funded
While most lenders make weeks to fund you, our borrowers are funded in a matter of days. Our loans are funded through escrow and the funds are wired directly to you.
4. Pay Monthly
Make your payments via mail, phone, or direct deposit—it’s that simple.
Frequently Asked Questions
What is a hard money loan?
Whereas traditional mortgages are based on the credit-worthiness of the borrower, Texas hard money loans are based on the value of the property. Instead of focusing on financials and credit, Source Capital offers asset-based financing that focuses on equity in real estate. We offer hard money loans in Texas, which are secured by real estate equity and can be used for a number of projects lasting between one and three years.
What if I have a low credit score?
We have no minimum credit score or income requirement. Source Capital Texas hard money loans are secured by property equity, so we’re able to look beyond our borrowers’ financial circumstances. If you’ve been turned down by traditional lenders, we can help. We’ll work with you directly, ensuring you get the fairest terms and fastest funding with hard money in Texas.
What types of loans do you offer?
Source Capital offers hard money loans in Texas for both residential and commercial real estate. Our loans are intended for business purposes only, including not only investment properties, but also for uses such payroll and inventory. Our Texas hard money lending may also be used to fund bridge loans for up to 12 months. Not sure if your situation qualifies? Contact us to see if we can help.
How long does the loan process take?
Typical lenders need to pour through income statements and credit reports, but as a Texas hard money lender, we can typically approve your loan within 24 hours of receiving your application. We underwrite our loans in-house, cutting time and cost. Our team of lenders can usually fund your loan within 7 days of approval due to our direct access to capital. Our application process for Texas hard money lending is streamlined and automated, allowing for quick decision-making.
How do I apply?
Applying for our Texas hard money loans is simple. Just fill out our online application, send us an email, or give us a call. It’s easiest to talk to us directly over the phone to discuss your unique scenario, answer any questions, and approve you in a matter of minutes.
How do I know what my rate will be?
Source Capital’s Texas hard money is offered at fixed, interest-only rates, so you never need to worry over sudden spikes. Our rates start at 7.99%, but depend on a variety of factors, so contact us to see what we can offer you. We’re committed to offering the best possible terms, no matter what. Our quote is free and requires little information, so what do you have to lose?
What We Lend On
Residential
Single Family Residence
Condominium / Apartment
Duplex, Triplex, Quadraplex
Commercial
Office and Retail
Multi-Family
Storage, Hospitality, Industrial
Fix and Flip
Complete Rehab
Remodel
Buy and Hold
As Featured In
Where We Lend
Texas
The Lone Star State
Source Capital is a premier hard money lender in Texas servicing the entire Lone Star State. Whether you’re a real estate agent in Austin or an investor in the Fort Worth area, Source Capital can help finance your next business venture. We provide hard money loans in Texas to fund non-owner occupied commercial and residential real estate properties intended for business uses. Secure funds for your next San Antonio fix-and-flip property or find financing for your strip mall in Houston; with over a decade of experience, we’re equipped to help you finance even the most complex real estate transactions.
No matter where you are in the Lone Star State, count on our Texas hard money loans for fast and fair financing. We remove the middle man and underwrite our own loans in house, sparing you the time and expense of going through someone else. Whereas other lenders may take weeks or months to get your loan approved, Source Capital’s automated application process is quick and efficient, so you can conduct your business promptly and with ease. From the 73301 to the 88595 zip codes, our direct, immediate access to capital can provide you with fast funding for up to 70% of the property value. We have a proven track record of success as a top-rated hard money lender in California, Arizona, and Minnesota, and are proud to offer our industry-leading services to the citizens of Texas, as well. We’re proud of our hard-earned reputation for excellence, and happy to boast an A+ score with the Better Business Bureau in addition to a 5-Star rating on both Google and Yelp.
Don’t worry about commuting to an office in downtown Dallas and dealing with a tall stack of paperwork; you can apply for a hard money loan in Texas from the comfort of your home. Simply fill out our online application, send us an email, or give us a call to apply for Texas hard money lending. All you need is a minimal amount of information and a business goal, and we can do the rest. For the fastest processing times, we encourage you to phone us directly. It’s the easiest way to chat with you and answer any questions that may arise regarding your Texas hard money loan. If you apply online, you can expect to hear back from us within 24 hours after receiving your receipt, but if you give us a call, we can have your loan approved in a matter of minutes. After you approve our terms, Source Capital’s hard money lenders in Texas can typically distribute your funds within 7 days. Our team of private, direct lenders in Texas can help ensure you never again miss out on a real estate property because it took too long to secure the funds.
The call is free and the quote is free, so what do you have to lose? We’re committed to open conversation and will walk you through every detail of your loan. Source Capital hard money lenders in Texas secure your loan based on equity, and don’t discriminate against low credit, previous foreclosure, or a history of bankruptcy. Contact us today to see how we can help with your unique financing needs.
California
The Golden State
Source Capital Funding is a top rated hard money lender in San Diego and Los Angeles, California. The Founder of Source Capital grew up in America’s finest city – San Diego and has helped hundreds of borrowers, real estate professionals and mortgage brokers to secure the financing they need to achieve their financial goals with our San Diego and Los Angeles hard money loans. As a San Diego and Los Angeles direct hard money lender, our track record of funding transactions throughout California since 2007 has earned us our reputation of being a premier hard money lender.
Arizona
The Grand Canyon State
Source Capital’s founder, Sacha, also grew up in Arizona and can help in funding your next hard money loan. Since 2007, Source Capital has helped hundreds of borrowers, real estate professionals and mortgage brokers to secure hard money loans in Arizona. As a direct hard money lender, our track record of funding residential and commercial transactions throughout Arizona is solid and we have the experience to get loans funded. From the capital of Phoenix to all surrounding areas – Scottsdale, Mesa and Surprise, we know the Arizona real estate market and can help.
Minnesota
The Land of 10,000 Lakes
One of our valued team members, Ryan Burns, was born and raised in Minneapolis and is a major reason why we are a leading hard money lender in the great state of Minnesota. Source Capital works closely and diligently with all types of borrowers and brokers and has the experience to help. From residential to commercial real estate, we fund hard money loans. As a direct money lender with a proven track record of successfully funding transactions from the twin cities to all surrounding areas, we know how to get your loan funded fast.
A Premier Hard Money Lender
Source Capital is a premier hard money lender in California, Arizona, and Minnesota, but we specialize in direct hard money loans in Texas. With an A+ Rating from the Better Business Bureau, you can count on us to be both experienced and reliable. Our clients receive fast and fair funding to satisfy their commercial and residential real estate financing needs—just look at our 5-Star reputation on Yelp and Google. Since our founding in 2007, we’ve secured over $400 million in hard money loans to fulfill our clients’ business-related real estate needs. When you choose Source Capital, you work directly with our company partners who will make the decision on your loan application. We underwrite our loans in-house, sparing you any middle man, excessive paperwork, or administrative hurdle. We’ll process and secure your loan as quickly as possible, even if you have a history of bankruptcy, foreclosure, or poor credit. From fix-and-flip residential homes to multi-unit commercial complexes, our hard money loans can finance up to 70% of the property value.
Our positive reputation comes from our commitment to customer service. Source Capital clients know they can come to us for the fairest terms and the fastest funding thanks to our immediate, direct access to capital. We can make decisions and distribute your funds quickly, without ever cutting corners or sparing attention to detail. Take a look at our customer satisfaction and see why Source Capital goes above and beyond the industry standard of hard money lending.
325 North St. Paul Street, Suite 3100
Dallas, TX 75201
P: 888.334.6636
Dallas, TX 75201
P: 888.334.6636
NMLS# 237332
Google Rating
Based on 284 reviews
