
Google 5-Star Rated Direct Hard Money Lender
Applying for a loan in Texas shouldn’t be complicated.
With our simple process,
find out if you’re approved in a matter of minutes!
Source Capital is an equity-based, Texas hard money lender committed to making your loan process fast, efficient, and reliable. We’re both State and Federally licensed and an A+ Accredited Business with the BBB. We also have a proven track record of success for reliable, direct financing. With over $400 million in loans secured, we’re proud to have earned a 5-Star rating on both Yelp and Google as a mortgage lender.
Loans Funded
Total Amount Funded
We provide funding to clients in a variety of financial situations.
We’re an A+ Accredited Business with a track record of success for direct financing.
We’ve earned numerous 5-star ratings on both Google and Yelp, and we’re proud to provide premier customer service.
1. Apply Online
Fill out our free online loan application. It’s quick, easy, and takes under 10 minutes to complete.
2. Get Approval
You’ll receive a written offer within 24 hours of receipt of your loan application. We’ll disclose all terms in clear, easy-to-understand language.
3. Loan Funded
While most lenders make weeks to fund you, our borrowers are funded in a matter of days. Our loans are funded through escrow and the funds are wired directly to you.
4. Pay Monthly
Make your payments via mail, phone, or direct deposit—it’s that simple.
Whereas traditional mortgages are based on the credit-worthiness of the borrower, Texas hard money loans are based on the value of the property. Instead of focusing on financials and credit, Source Capital offers asset-based financing that focuses on equity in real estate. We offer hard money loans in Texas, which are secured by real estate equity and can be used for a number of projects lasting between one and three years.
We have no minimum credit score or income requirement. Source Capital Texas hard money loans are secured by property equity, so we’re able to look beyond our borrowers’ financial circumstances. If you’ve been turned down by traditional lenders, we can help. We’ll work with you directly, ensuring you get the fairest terms and fastest funding with hard money in Texas.
Source Capital offers hard money loans in Texas for both residential and commercial real estate. Our loans are intended for business purposes only, including not only investment properties, but also for uses such payroll and inventory. Our Texas hard money lending may also be used to fund bridge loans for up to 12 months. Not sure if your situation qualifies? Contact us to see if we can help.
Typical lenders need to pour through income statements and credit reports, but as a Texas hard money lender, we can typically approve your loan within 24 hours of receiving your application. We underwrite our loans in-house, cutting time and cost. Our team of lenders can usually fund your loan within 7 days of approval due to our direct access to capital. Our application process for Texas hard money lending is streamlined and automated, allowing for quick decision-making.
Applying for our Texas hard money loans is simple. Just fill out our online application, send us an email, or give us a call. It’s easiest to talk to us directly over the phone to discuss your unique scenario, answer any questions, and approve you in a matter of minutes.
Source Capital’s Texas hard money is offered at fixed, interest-only rates, so you never need to worry over sudden spikes. Our rates start at 8.99%, but depend on a variety of factors, so contact us to see what we can offer you. We’re committed to offering the best possible terms, no matter what. Our quote is free and requires little information, so what do you have to lose?
Source Capital Funding, Inc is currently licensed to conduct mortgage lending activities in the following states through each governing body:
Arizona | (MB-0938454) |
California | (DRE#0179652) |
Colorado | (NMLS CO#237332) |
Minnesota | (MO-237332.1) |
Texas | (NMLS TX#237332) |
We are also federally with the Nationwide Mortgage Licensing System (#237332).
Single Family Residence
Condominium / Apartment
Duplex, Triplex, Quadraplex
Office and Retail
Multi-Family
Storage, Hospitality, Industrial
Complete Rehab
Remodel
Buy and Hold
Source Capital is a premier hard money lender in California, Arizona, and Minnesota, but we specialize in direct hard money loans in Texas. With an A+ Rating from the Better Business Bureau, you can count on us to be both experienced and reliable. Our clients receive fast and fair funding to satisfy their commercial and residential real estate financing needs—just look at our 5-Star reputation on Yelp and Google. Since our founding in 2007, we’ve secured over $400 million in hard money loans to fulfill our clients’ business-related real estate needs. When you choose Source Capital, you work directly with our company partners who will make the decision on your loan application. We underwrite our loans in-house, sparing you any middle man, excessive paperwork, or administrative hurdle. We’ll process and secure your loan as quickly as possible, even if you have a history of bankruptcy, foreclosure, or poor credit. From fix-and-flip residential homes to multi-unit commercial complexes, our hard money loans can finance up to 65% of the property value.
Our positive reputation comes from our commitment to customer service. Source Capital clients know they can come to us for the fairest terms and the fastest funding thanks to our immediate, direct access to capital. We can make decisions and distribute your funds quickly, without ever cutting corners or sparing attention to detail. Take a look at our customer satisfaction and see why Source Capital goes above and beyond the industry standard of hard money lending.